Why Us?

Independently owned and operated for the best in servicing your coverage

Best Flood Rates was created in 2018 by Metro Boston Insurance Agency in response to rising insurance premiums. Combining precise flood zone mapping, newer data, and insurance expertise we offer products that benefit everyone.

Our Mission Statement

Our planet is changing and so are flooding disasters. Sadly, most of our institutions are not able to keep up. By accessing the best available technologies from a range of market platforms, we strive to offer you better coverage at a better value than the National Flood Insurance Program.

Why We’re Better


The government is slow to evolve. Technology is changing and we're on the ball. Not everyone has to suffer with high flood insurance premiums. We've combined new technology with advanced algorithms that allow us to lower your rates without compromising your coverage.


The National Flood Insurance rates have only risen while their debt continues to climb. Floods continue to get worse as our planet changes.


The National Flood Insurance Program does not cover landslides. We can.


The National Flood Insurance Program requires 2 acres or 2 properties to be flooded. We offer products that don't include this requirement.


No elevation certificate? No problem.


We offer a broader range of coverages such as: Debris Removal, Additional Living Expenses, Decks, and Finished Basement Contents.

Our staff has the knowledge and experience

We work to provide the maximum benefit and protection to our clients. Let one of our licensed professional insurance agents help you with any of your personal or business insurance needs.

Backed by multiple insurers rated "A" (Excellent) or better.

Get a FREE quote today!

1Building Information
2Contact Information
Best Flood Rates

300 Eastern Ave.
Chelsea, MA 02150

[email protected]

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